Liquor Liability Insurance

Most major events and celebrations serve alcoholic beverages. But what happens if the drinking gets out of hand?  Your business or event may be held liable for the actions of intoxicated customers or guests. In order to limit your risk of liability, you need to protect your business or event with a liquor liability insurance policy.

Liquor liability insurance protects your business or event against loss or damages claimed as a result of a customer or guest becoming intoxicated and injuring self or others. It covers your business for personal injuries and property damages for a liability lawsuit. Even if you’re found to have acted properly and the liability lawsuit is dropped, you could accrue charges for legal defense fees and court costs. Fortunately, liquor liability insurance will cover these expenses.