Residential Flood Insurance from Gulf Harbor Insurance

For better or for worse, Mother Nature doesn’t discriminate. Living in Southwest Florida, we’re all too familiar with how damaging floods can be. Flood damage can happen to anyone. Even if you don’t live near the water, you’re still at risk for a flood. Storms, hurricanes or even a typical Florida summer afternoon rain storm can cause substantial damage to a home, and just a few inches of water can cause thousands of dollars in damage.

Standard homeowners insurance doesn’t cover floods, so it’s important that you have a separate policy to cover damages from a flood. For many homeowners, flood insurance is an essential extra layer of protection for their home. Flood insurance is available to homeowners, renters, and condo owners/renters.