Umbrella Insurance from Gulf Harbor Insurance

It’s easy to assume that umbrella insurance is only for the rich and famous, but it can be surprising as to how important an umbrella policy is for an average person. All it takes is a serious auto accident or an unexpected accident to trigger costly bills. You can quickly find yourself responsible for damages that exceed the limits on your other insurance policies.

What is umbrella insurance?

Umbrella insurance is extra liability insurance. It’s designed to help protect you from major claims and lawsuits. In turn, this helps protect your assets and your future.

Personal umbrella insurance can provide:

• Additional liability coverage which helps protect valuable assets including your home, auto, boat, and investments
• Help to cover defense costs, attorney fees, and other charges associated with lawsuits
• Coverage for family members for actions that may cause injury to others or property damage
• Worldwide coverage, excluding situations involving foreign ownership of cars or dwellings